why need medical aid

The time to join a Medical Aid has NEVER been more important – than today!

"As of July 20, 2020, confirmed cases of COVID-19 on a single day in South Africa amounted to 9,300, which is an indication that the number of infections are still growing exceptionally. Total cases passed the 370,000 and reached its highest at 373,628, which is the highest volume of confirmed cases compared to other African countries.”

Do you need more convincing than these statistics?

People do not die from Covid-19.
They die because co-morbidities (multiple co-existing diseases are worsened by this virus.
Because COVID-19 is a new disease, there is limited data and information about the impact of underlying medical conditions and whether they increase the risk for severe illness.

Based on what we know at this time, people with the following conditions people of any age with the following conditions are at increased risk of severe illness from COVID-19:

  • Cancer
  • Chronic kidney disease
  • COPD (chronic obstructive pulmonary disease)
  • Immunocompromised state (weakened immune system) from solid organ transplant
  • Obesity (body mass index [BMI] of 30 or higher)
  • Serious heart conditions, such as heart failure, coronary artery disease, or cardiomyopathies
  • Sickle cell disease
  • Type 2 diabetes mellitus

And might be at an increased risk for severe illness from COVID-19 with:

  • Asthma (moderate-to-severe)
  • Cerebrovascular disease (affects blood vessels and blood supply to the brain)
  • Cystic fibrosis
  • Hypertension or high blood pressure
  • Immunocompromised state (weakened immune system) from blood or bone marrow transplant, immune deficiencies, HIV, use of corticosteroids, or use of other immune weakening medicines
  • Neurologic conditions, such as dementia
  • Liver disease
  • Pregnancy
  • Pulmonary fibrosis (having damaged or scarred lung tissues)
  • Smoking
  • Thalassemia (a type of blood disorder)
  • Type 1 diabetes mellitus

why need medical aid
Yes, you can go to a state facility, which increasingly is becoming a “field hospital,” at no charge.

But, you face the risk of not being properly treated because oxygen is running short of supply, not enough mechanical ventilators are available, ICU beds are running out and more threats every day.

Dr David Stead an Infectious Diseases specialist and Head of Medicine in East London says, "We have been offering very little intensive care for Covid and that is some of the hard decisions I have to make. It's generally younger patients without comorbidities that would be candidates."

Is that a risk you are happy to accept?

If not, you are going to have to finance your own private care. And with costs exceeding R350 000 for ICU oxygen therapy – per a leading medical aid - you better be wealthy!


With plans available from as little as R 439 pm (income-related premiums) you are crazy not to investigate it!


momentum evolve plan
Momentum understand that the last thing their members need to worry about at a time like this, is how their medical scheme covers the treatment of COVID-19.

They will send communication to members, to inform them that if they test positive for COVID-19, they will pay all the treatment costs, including pathology tests, medication, x-rays and other required treatment.

They will also pay for the cost of the test, provided the member is presenting with an acute respiratory infection, has been in close contact with a confirmed case and their treating doctor referred them for the test.

This plan also offers you:


  • cover for car accident, stroke, heart attack and the like. Also cancer, kidney benefits etc..
  • Unlimited hospitalisation.
  • Choose from any, network or state hospitals for an even lower premium!
  • Benefits for high and intensive care wards!
  • Costs from being admitted to discharge.
  • Certain Specialised Procedures that do not need to be done in hospital are covered.
  • Maternity delivery and emergency Caesar.
  • Neonatal intensive care.
  • Knee and hip replacements.
  • MRI and CT scans.
  • Mental health.
  • HIV.
  • PMB Cancer and kidney treatments.

A Day-to-day benefit provides for out of hospital medical expenses. There is no savings fund, instead there are set benefits with limits.

  • Unlimited network GP doctor visits and listed prescribed medicine.
  • Limited GP referred specialist visits.
  • Listed blood tests and x-rays.
  • Basic dentistry (such as extractions or fillings).
  • Basic Optometry.

A Chronic Illness benefit covers 26 Listed life-threatening conditions that need ongoing treatment.

There are Disease Management Programmes to help you live with your condition.

Lastly, a Health Platform Benefit that encourages health awareness, enhances the quality of life and gives peace of mind through: • preventative care and early detection • maternity programme • management of certain diseases • health education and advice; and • local emergency evacuation.

With premiums from R 455 pm, this affordable plan has more than enough cover to meet any of the above-mentioned co-morbidity threats to you!

quote I want a quote.

Get the peace of mind you need to reduce your stress and help your immune system beat this virus!


Please contact me for advice.

I confirm that I have read and understood the notes below and agree to further communications sent to me. Yes

We have a Facebook page as well ...

You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.

We will offer you the BEST HELP FOR FREE!

income protectionMedical aid pays healthcare costs.
What if a disability STOPS your income?

peter pyburn brokerpeter pyburn

Last update: May 6, 2021


MedBioWorld MedBioWorld: one of the largest Internet sites for medical and biotechnology journals, associations, databases and other resources.

Medical Aid Authority Peter Pyburn.
South African rights reserved.