medical aid

Does Health Squared Medical Aid have Rich Benefits at Affordable prices?

Spectramed and Resolution combined to form Health Squared Medical Scheme, with more than 40,000 members.

With 9 exiting plan options to give you exceptional value for money, you are certain to find a plan that will suit your needs and wants.

Health Squared offer:

Your road to complete healthcare starts here!


ultimate plan
- From R 7,570 pm

Complete peace of healthcare with generous, traditionally structured benefits.
Extensive cover for in-hospital as well as day-to-day and chronic needs, this option is ideal for those in search of the ultimate in comprehensive cover.

  • Unlimited hospitalisation at any private hospital
  • Unlimited GP.
  • Extensive specialist cover.
  • Excellent maternity including 9 specialist consultations and elective caesareans.
  • Casualty.
  • Trauma counselling.
  • 59 chronic conditions.
  • Advanced dentistry.
  • Braces for members younger than 38.
  • Preventative care to help your family take proactive care of their health.
  • flex plan
    From R 2,958 pm
    (hospital and chronic at LISTED provider).

    The Flex and Flex Plus options were specifically developed around the needs of young and healthy families who need affordable cover without compromising benefits.
    The perfect mix of comprehensive in-hospital cover and more than sufficient day-to-day benefits.

  • Unlimited private listed hospitalisation.
  • Excellent maternity benefits including selecting your own welcome gift, GP and specialist consultations, as well as a combination of 2D and 3D scans paid by the plan.
  • Casualty benefit.
  • Set Benefits for Day-to-day, including generous cover for GP and specialists. Choose either a listed provider (with more consultations) or your own preferred provider.
  • Additional out-of-hospital benefit for:
    Alternative healthcare services, Radiology + pathology, Physiotherapy, Psychology and psychiatric treatment, Speech therapy and audiology.
    Acute and schedule 0 -2 (over-the-counter) medication.
  • Advanced dentistry for crowns and bridges.
  • 34 chronic conditions.
  • aspire plan
    From R 2,178 pm
    with limited day-to-day benefits.

    Specifically designed around the needs of young and healthy couples, who are looking for extensive in-hospital benefits, as well as a few added extras.

  • Unlimited hospitalisation at any hospital.
  • 2 x GP consultations per year.
  • Excellent maternity cover including two 2D scans, midwife or specialist consultations.
  • Generous post-operative care including a 10 day hospice, rehab or step-down facility benefit.
  • 29 chronic conditions.
  • Preventative care benefits.


    cobalt plan
    From R 9,0258 p

    R 18,408 savings and an additional Benefit Booster amount.

    A savings account plus additional Benefit Booster™ for day-to-day care.
    This option is for families in need of extensive in-hospital cover and freedom of choice for day-to-day benefits.

  • Unlimited hospitalisation at any private hospital
  • Investigative and surgical procedures done in consulting rooms.
  • Generous medical savings account for out of hospital costs.
  • Superior oncology cover, including biological therapies.
  • Benefit Booster™ for extra day-to-day cover.
  • Unlimited cancer benefits.
  • 42 chronic conditions.
  • Maternity benefits including 10 prenatal midwife visits, 3 2D scans.
  • Preventative care to help your family take proactive care of their health.
  • optimum plan
    From R 5,500 pm

    R 9,240 savings and an additional Benefit Booster amount.

    Quality traditional healthcare cover with the added feature of a medical savings account.
    Suited to larger or more mature families who are looking for more generous cover and the freedom of choice when it comes to their day-to-day healthcare needs, it offers comprehensive benefits at highly competitive premiums.

  • Unlimited hospitalisation.
  • Investigative and surgical procedures done in consulting rooms.
  • Savings Account for your family’s day-to-day needs.
  • A unique Benefit Booster™ for extra day-to-day cover.
  • Extended cover for investigative and surgical procedures done in consulting rooms.
  • 35 chronic conditions and biological entities.
  • Preventative care to help you and your loved ones take proactive care of your health.
  • Excellent maternity benefits including 10 prenatal midwife visits, 3 scans and antenatal classes.
  • prosper plan
    From R 3,800 pm
    R 4,128 savings and stated benefits.

    Suited to young couples wanting to start a family or those who have already added a youngster.
    Exceptional cover at truly affordable rates, ensure your family’s unique healthcare needs are more than covered.

  • Unlimited hospitalisation at any private hospital.
  • MRI, CT scans in and out of hospital.
  • Casualty benefit.
  • A unique combination of day-to-day and traditional (stated) benefits.
  • Choose either a listed provider (with more consultations) or your own preferred provider.
  • Preventative care to keep your family as healthy as possible, for as long as possible
  • Excellent Maternity including scans and antenatal classes
  • millennium plan
    From R 6.535 pm

    R 10,968 savings and a safety net of R 6,539

    One of the best new generation options, it offers the ideal level of cover for larger or more mature families.
    With its generous savings accounts, excellent in-hospital cover, and affordable premium, it offers:

  • Unlimited private hospitalisation at any hospital.
  • Casualty.
  • No co-payments on tonsillectomy and adenoids.
  • Flexible day-to-day cover with a savings and safety net if savings used.
  • Maternity including 2 x 2D ultrasound scans throughout your pregnancy,
  • Only paying for your first 2 children with the 3rd and subsequent children covered for free.
  • Advanced dentistry benefit.
  • Preventative care benefits for the whole family.
  • 59 chronic conditions including ADHD and Allergic Rhinitis
  • quote I want a quote.


    foundation plan
    From R 1,124 pm

    Specifically designed for the corporate market, the option caters for the unique healthcare needs of entry-level staff, at exceptionally affordable rates.

  • Unlimited PMB network private hospitalisation for all Prescribed Minimum Benefits (PMB’s).
  • Unlimited doctor and nursing consultations (NO nomination of GP required)
  • Day-to-day benefits using private providers.
  • Optometry.
  • Conservative dentistry limit.
  • Home nursing.
  • Excellent Maternity benefits including 2x 2D scans, specialist consultation and unlimited GP consultations
  • Unlimited Radiology and pathology
  • Unlimited Acute and 29 chronic conditions medication from an extensive range of contracted providers.
  • Preventative care benefits for the whole family.


    rise plan
    RISE PLAN - From R1,668
    In network hospital only

    Ideal option for the young and healthy who are starting out in life, providing quality hospital cover at most affordable rates.

  • Unlimited hospitalisation in a network hospital.
  • Unlimited in-hospital specialist fee cover.
  • Unlimited cover for Trauma and emergency-related MRI and CT scans
  • 29 chronic conditions.
  • Great maternity benefits that include 2x GP or Specialist visits and 2D scans.
  • Home birth cover.
  • Preventative care benefits.

  • top upPrivate provider fees are not regulated and many can charge up to 500% of the medical scheme rates!

    Some plans pay claims at 200% or 300% of medical aid rates, offering you a lower claim shortfall, but these are more expensive.

    Increasingly, plans also have procedure co-payments, which you have to fund.

    You are strongly advised to consider a GAP or TOP UP insurance plan to address these threats.

    This separate insurance plan will cover most in-hospital claim shortfalls and scheme co-payments.

    By adding a Top Up plan you can improve your medical aid benefits, so-much-so, that you can even consider joining a lower cost/benefit plan - with a lower premium - and still have an excellent, no risk medical aid for virtually the same premium as the higher medical aid!

    Health Squared also offers:

    • Patient Driven Care - a unique way of offering additional support to those members who sometimes need a helping hand when it comes to taking care of their health.
    • An excellent Maternity Programme.
    • International Travel Cover which covers you for emergency medical treatment while you are travelling outside the borders of South Africa.
    • Agility Rewards - no typical reward benefit levels or points systems make it easy to understand, so you can enjoy the advantages from day one.
      Over 6,000 deals and discounts on everything from shopping, eating out, holiday packages and so much more.
      And best of all the basic rewards programme is yours at NO extra cost!

      Add a small premium and join Agility Rewards Platinum. For simply exercising, travelling, taking good care of your health, golfing or even studying further you can get up to R 37,900 in a cash-back reward.

    • Gym membership discounts!
    • School fee cash back!
    • Education discounts!
    • Preventative care rewards!
    • Chronic illness medication reward!
    • Great discounts on all sorts of travel packages!
    • Golf membership rewards!
    • Shop till you drop with discounted deals galore!
    • Lifestyle assist rewards. Everything from legal matters, financial advice, health and trauma assistance.

    quote I want a quote.

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    Last update: May 6, 2021


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