No fine print hiding anything. This is a transparent and user friendly process that makes buying life SIMPLE!
So, start the process now, you might be surprised how easy it is to get insured at a very reasonable premium!
Oh and one more thing, if you, like us, want to make a real positive change in South Africa, then we will give you your first premium of every year to donate to a charity project of your choice!
And if you refer a friend or family member and they buy a policy, you will automatically be rewarded with another donation!
Finally, life insurance that’s online, simple, immediate, inexpensive and feel good!
You can buy a policy from start to finish online. Our terms and conditions are built right into the process. No long legalese document that you need to battle through. No fine print. If it’s important to know, we’ll tell you. Upfront.
Because, at the end of the day, we’re selling peace of mind. Because we want you to be completely confident. And because we want you to know exactly how everything works.
You’re buying from a trusted name - The Different Life policy is underwritten by Old Mutual Alternative Risk Transfer Limited, a registered long-term insurer and member of the Old Mutual Group. This means you’re partnering with a reliable, stable insurance brand that’s been around the block, and who you can rely on.
You become an instant philanthropist - We’re all about maximising impact, not profit. When you buy a Different Life policy, your first payment of every year will go to an NGO of your choice on the Different.org crowdfunding platform. While you look after your family’s future, you’ll also make a difference in someone else’s life.
It’s simple -We don’t do fancy or frilly – we’re all about no-nonsense quality. With this in mind, our policies are simple to understand and easy to use.
We love technology -To us, technology makes the life insurance process less complicated, and it keeps you in the loop too. That’s why you can get a quote, buy a policy and manage everything online with just a few clicks.
We’re there for you - You’re an individual. Shouldn’t your life insurance reflect that too? We tailor every single policy to suit your specific needs, priorities and lifestyle.
Life Cover - In the event of your death, the cover amount will be paid to your nominated beneficiaries following a successful claims assessment.
Salary Protection - will pay you the cover amount each month while you are unable to perform your insured occupation for more than 3 consecutive months of being off work due to a disability.
Critical Illness Cover - will pay you the cover amount in full if you are diagnosed with or suffer from: stroke, heart attack, heart surgery or cancer as defined and confirmed by a medical officer using industry best practice to assess the diagnosis.
Disability Cover - will pay the cover amount in full if you are totally and permanently unable to perform your insured occupation and any similar occupation to which you are suited by skill, education and training due to a disability.
Accidental Products - If for any reason you don’t qualify for standard Life Cover, Disability Cover and Salary Protection, you can still have the option to purchase the Accident-Only variations of these products. And these do not have medical tests!
Life insurance is not the easiest thing to talk about. It implies loss. Hard times. Tough decisions.
We know that – that’s why we want to become a valuable partner in your life. To take care of your needs through the unexpected. This privilege is not lost on us.
YOU MUST CONSULT THE COMPANY PRODUCT BROCHURES and RULES FOR COMPREHENSIVE POLICY DESCRIPTIONS.
Terms and conditions do apply.
Disability, Income Protection
Retirement and Pension
Investing and Saving
MEDICAL AID QUOTES
2018 Disclaimer Disclosure