Medical Aid Gap and Top Up Plan

Best TOP UP and GAP COVER Plan.
Will Your Medical Aid leave you with a Shortfall in hospitaL?
What about Procedure Co-Payments?

Because this TOP UP and CO-PAY PLAN is SO POPULAR, we can now offer you:

Medical Aid Gap and Top Up Plan

NO 3 MONTH GENERAL WAITING PERIOD!
NO 12 MONTH PRE-EXISTING CONDITIONS WAITING PERIOD!
(except on joint replacements, back and neck procedures, cancer and pregnancy)
CHANGE TO CURA from a different plan, NO WAITING PERIOD!

BUT, you must join between NOW and 10th December 2017!
The cover begins 1 January 2018


Gap Top up planYour medical aid does not guarantee that you won't have to pay money towards your medical costs!
You really need to cover possible in-hospital shortfalls and co-payments that you may have to pay on certain procedures.
YOU MY HAVE SUBSTANTIAL SHORTFALLS TO PAY! And this is the case with almost ALL MEDICAL AID PLANS.
Do you even know at what rate your scheme pays in-hospital specialists?

With Top Up/Gap Cover and CoPay Cover you can rest assured knowing there are no more hidden medical expenses for in-hospital treatments and procedures.

What is Top Up/Gap Cover?

Many medical aids pay in-hospital costs at 100%, 150% or 200% of medical aid tarriffs.
But private providers can charge up to 500% of these tarrifs!

Top Up/Gap cover is an insurance product that covers the difference, in hospital, between what your medical aid pays and the actual cost of provider's bills.
It pays up to a maximum of 600% of your medical aid tariff so YOU no longer need to fear having to pay these in-hospital shortfalls!

What is CoPay Cover?

In order to contain costs, medical aids are increasingly imposing co-payments for treatments like MRI, CT, ultrasounds, scopes, prosthetics and scans.
You pay a portion of the costs for procedures and your medical aid pays the rest. This is your co-payment.
CoPay will cover your co-payments for procedures performed in-hospital as well as some specified out-patient procedures including MRI, CT and ultrasound scans.

There are many Top Up Gap Cover plans available and they will cover most medical aid shortfall and co-payments.

Premiums range from R128 per family, per month for a very basic, but valuable plan!

WHICH TOP UP/GAP and CoPay PLAN SUITS YOUR MEDICAL AID?

Please send me the EXACT TOP UP FOR MY MEDICAL AID

NAME

EMAIL

TEL

CITY

CURRENT MEDICAL AID

TOP UP/GAP and CoPay PLAN works with any medical aid!
Enhance your cover without having to change from your medical scheme!

Note: Benefits are plan dependent.
It is important to note that this product is specifically designed to help you meet the private tariffs charged by doctors, anaesthetists, radiologists, physiotherapists
and specialist surgeons, for in-patient treatment. It does not cover the actual cost of the hospitalisation.
A standard 3 month waiting period is applicable from date of inception to policy, and pre-existing conditions may be excluded for minimum 12 months.
There is a total exclusion for any pre-diagnosed cancer and 12 month maternity exclusion. Terms and conditions do apply.


With any of these Top Up, Gap Cover and Co-Payment policies YOU will NEVER fear the pressure of financial shortfalls in the unfortunate event of hospitalisation.

You owe it to yourself and your family to investigate these Top Up and Gap Cover Cover policies!

Don't leave your MEDICAL AID TOP UP COVER PLAN concern here.

email me for advice - no obligation!

YOU MUST CONSULT THE COMPANY PRODUCT BROCHURES and PLAN RULES FOR COMPREHENSIVE BENEFIT DESCRIPTIONS.

income protectionlife insurance quote peter pyburn brokerpeter pyburnemailpyburn@peterpyburn.co.za

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2017