Best GAP and TOP UP PLAN.

Medical Aid Gap and Top Up Plan

Will Your Medical Aid leave you with a Shortfall or Co-Payment in hospital?

Your medical aid does not guarantee that you won't have to pay money towards your medical costs!
You really need to cover possible in-hospital shortfalls and co-payments that you may have to pay on certain procedures.

YOU MAY HAVE SUBSTANTIAL SHORTFALLS TO PAY!
And this is the case with almost ALL MEDICAL AID PLANS.
Do you even know at what rate your scheme pays in-hospital specialists?

With this plan you can rest assured knowing there are no more hidden medical expenses for in-hospital treatments and procedures.

What is Top Up/Gap Cover?

Many medical aids pay in-hospital costs at 100%, 150% or 200% of medical aid tarriffs. But private providers can charge up to 500% of these tarrifs!

This is an insurance product that covers the difference, in hospital, between what your medical aid pays and the actual cost of provider's bills.
It pays up to a maximum of 600% of your medical aid tariff so YOU no longer need to fear having to pay these in-hospital shortfalls!

What is CoPay Cover?

In order to contain costs, medical aids are increasingly imposing co-payments for treatments like MRI, CT, ultrasounds, scopes, prosthetics and scans.
You pay a portion of the costs for procedures and your medical aid pays the rest. This is your co-payment.
CoPay will cover your co-payments for procedures performed in-hospital as well as some specified out-patient procedures including MRI, CT and ultrasound scans.

There are many of these plans available and they will cover most medical aid shortfall and co-payments, but this one is the most comprehensive for the price!

Premiums range from R298 per family, per month for a valuable plan!

get a dental plan quotePlease send me the EXACT TOP UP FOR MY MEDICAL AID



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The plan works with any medical aid! Enhance your cover without having to change from your medical scheme!

Note: Benefits are plan dependent.
It is important to note that this product is specifically designed to help you meet the private tariffs charged by doctors, anaesthetists, radiologists, physiotherapists
and specialist surgeons, for in-patient treatment. It does not cover the actual cost of the hospitalisation.
A standard 3 month waiting period is applicable from date of inception to policy, and pre-existing conditions may be excluded for minimum 12 months.
There is a total exclusion for any pre-diagnosed cancer and 12 month maternity exclusion. Terms and conditions do apply.


With this cover, YOU will NEVER fear the pressure of financial shortfalls in the unfortunate event of hospitalisation.

You owe it to yourself and your family to investigate these Top Up and Gap Cover Cover policies!

YOU MUST CONSULT THE COMPANY PRODUCT BROCHURES and PLAN RULES FOR COMPREHENSIVE BENEFIT DESCRIPTIONS.

income protectionlife insurance quote peter pyburn brokerpeter pyburnemailpyburn@peterpyburn.co.za



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