Fedhealth Medical Aid. Best, Affordable medical aid. Advice on plans and benefits.
Get the medical aid plan you need with great benefits that help you at every stage of your life. With first-rate medical aid options, they offer unique value-added benefits. Fedhealth pay more from Risk than other schemes, to ensure that your day-to-day medical savings last far longer than with any other scheme!
Fedhealth Medical Aid Unique Benefits:
No Overall annual limit private hospital cover in any hospital!
Use linked providers and specialists to get unlimited, fully paid, in-hospital cover!
Use network hospitals and get identical benefits to the normal plan, but with a premium discount!
No private provider shortfalls or co-payments with the recommended TOP UP/GAP PLAN!
Trauma casualty paid, whether you're admitted to hospital or not!
Use network hospitals and get discounted premiums!
Unlimited specialised radiology, like MRI and CT Scans - in and out of hospital - paid by the scheme, not your savings!
In-hospital dentistry for children under 8! You only pay dentist account.
30-days post hospitalisation treatment(like physiotherapy, pathology, etc) paid!
7 Days of take-home medication!
Excellent maternity benefits!
OUT OF HOSPITAL
Unlimited network GP consultations paid from risk and never from your savings - on comprehensive options!
Day-to-day costs paid from your interest-bearing savings account!
Safety net benefits on most plans give you security in case of savings being used up!
Unused savings roll over to your following year!
Screening and preventative benefits!
New born and child immunisation benefit!
Chronic medicine cover for 25 Prescribed Minimum Benefit (PMB) chronic conditions and comprehensive cover for up to 51 conditions on higher plans!
Holistic disease management programmes for diseases such as diabetes, AIDS and cancer!
Child rates for financially dependent children up to 27 years of age!
Immediately upgrade to a higher plan, if you or your dependant are diagnosed with a chronic condition or life changing event! You're never locked into an option should something dramatic happen that changes your circumstances.
Fedhealth Baby Programme now also supports the use of a Doula during labour!
24-Hour Fedhealth Nurseline!
Cover for professional, adventurous and extreme sports for example scuba diving, skydiving, bungee jumping, hunting and mountaineering!
Contributions paid in arrears!
Europ Assist International Travel cover!
Comprehensive managed care programmes: Aid for AIDS (AfA) for those living with HIV/AIDS. AsthmaCare ensures that asthma patients still lead a normal life DiabeticCare assists diabetics in managing their blood sugar CardioCare to prevent heart attacks in Coronary Heart Disease sufferers, Oncology Disease Management that supports cancer sufferers with comprehensive care including cover for chemotherapy, radiotherapy, approved medication, related consultations, pathology and general radiology.
Screening Benefit covering specific women's, children's and cardiac health, as well as wellness and preventative screenings.
Free flu vaccinations for the whole family!
And you still get:
Professional and extreme sports cover!
In-hospital dentistry for children under 8.
Fedhealth Provider Networks designed to make your money go even further!
Use network Hospitals to get the same benefits as the standard plan, but with a discounted premium!
Over 100 linked private hospitals.
1 700 network pharmacies (including Dis-Chem and Clicks).
4 700 network doctors, meaning that 96% of our members have access to a Network Doctor within a 10km radius of where they live.
Over 3 700 network specialists from all disciplines means you are guaranteed easy access to a specialist.
In and out of hospital Network Specialists: - use network specialists and your specialist account is full paid!
If you do NOT use a Fedhealth-linked provider, you could have in-hospital shortfalls. There are also co-payments for certain in-hospital procedures! This means your private hospital bill can be significantly SHORTPAID. Consider this excellent TOP UP and GAP COVER plan to prevent you having to pay these costs!
A lifestyle, wellness, rewards and financial education programme available to all Fedhealth medical aid members. All members automatically receive free membership of the Sanlam Reality Access option, meaning you will enjoy benefits like free international travel insurance and accident cover for your pets. The Reality Health option has been specifically tailored to help Fedhealth medical aid members save money on wellness, travel, entertainment and day-to-day expenses, and to learn more about achieving financial fitness.
These benefits are divided into the following categories:
Day-to-Day Savings, Wealth, Travel, Health and Entertainment
Family membership options, which allows dependants to join the programme and utilise the benefits independently of the principal member.
A Bronze, Silver and Gold tiering structure that allows members to earn more discounts.
A day-to-day transactional shopping card called Money Saver, which pays out an annual or quarterly cash-back bonus. You can earn back up to 10% of your monthly spend when you shop at our list of national retailers.
An online platform called Wealth Sense, with free access to money calculators, tools, tips, digital magazines and more.