How Life Insurance covers the loss of Keypersons, Partnerships and Surety's in Your Business.

Business insuranceThe risk of being in business applies not only to trading for a profit, but also to the death or disability of partners or major shareholders, key members and benefit packages that attract and retain good staff.
Business Insurance helps you identify, evaluate and deal with these risks, set up meaningful medical aid and pension benefits to create staff loyalty.

Has your company a Disaster Plan?
Need a Strategic Contingency Plan in place?

(This is extremely important for the Sole Proprietor).

The Sole Proprietor.

Your death or disability creates unique problems compared to other business entities. In most cases, you are the business and without you, it stops.
How will your family then live?
Unless you have a certain arrangements to provide for them, they will be destitute! If your will does not state what you wish to happen to your business, it will be closed.
What then?

You can;

The answer to all these threats is...Life Insurance!

The proceeds can be used to provide;

Other Business Entities

These risks are common to most businesses and the life insurance solutions that we use to deal with them are:

Keyperson Insurance

Buy and Sell Insurance insurance for partners.

Contingent Liability insurance.

You may use life insurance products that provide lump-sum benefits or products that are intended to replace lost income.
Another important aspect of treating risk in a business insurance context, is the tax and estate duty treatment of the policies that are used to address the particular needs.

Structured correctly, business insurance policies can qualify for substantial tax concessions.

Staff Benefit Packages.

In today's competitive labour market, a well-designed and rewarding benefit package ensures that you attract and retain quality staff.
Take care of your employees and they'll take care of you. In fact, a good benefit package can make or break a deal. A large number of people consider employee benefits a decisive factor when evaluating job opportunities.

I offer an invaluable added service of coordinating the ongoing administration of any product, between your company and the product provider.

business insurance free report


Still not sure of what Business Insurance can offer you?
For a limited period I will send you the REPORT, AT NO CHARGE.
No Obligation!

This unique report will;

Why would I give you this report?
I have been in the insurance business for over 15 years and have seen the tremendous benefit that Business Insurances provide for companies that have lost their key persons or have suffered from high staff turnover. I have seen the huge difference that money has made to the company's profitability in times of crisis.

Yes, I would like to receive your unique, limited offer report on Why You Need Business Insurance.




Please send me your informative newsletter on personal finance matters.Yes

We are an independent brokerage of some 15 years standing and have been instrumental in the formulation of effective insurance packages for many companies both large and small.

Please don't leave your BUSINESS INSURANCE concern here.

email me for advice - no obligation!

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