THE ONLY AFFORDABLE, LOW COST, HOSPITAL PLAN with DENTAL BENEFITS!

Your greatest financial risk lies with private hospital costs! This is what your you must cover in FULL.
Even basic network type hospital cover is vital!

This is the best, affordable, low cost and cheap Private Hospital plan in South Africa, that offers you freedom choice of providers!

Yes, you are NOT forced to use network providers!

AND COVER FOR BASIC AND ENHANCED DENTISTRY!

3 dental oral examinations,
6 fillings,
Unlimited extractions,
6 plain x-rays for conservative dentistry,
2 root canal treatments,
Limited crowns, dentures or bridges, surgical removal of impacted wisdom teeth)

A TOTAL DENTAL BENEFIT OF R 25,000 PER PERSON - PAID BY THE SCHEME!

We do not know of another hospital plan that offers these benefits!

Add the GAP COVER and TOP UP PLAN to get UNLIMITED PRIVATE HOSPITAL COVER, PAYING UP TO 500% of MEDICAL SCHEME RATES, WITH DENTISTRY BENEFITS...ALL FOR AN INCREDIBLE:

hospital plan

Single - R 1,358 pm
or
2 Adults - R 2,418 pm
or
Family of 4 - R 3,158 pm

YOU CANNOT BEAT THIS DEAL!

There is a 200% of medical aid rates option with higher benefit limits.

This scheme was recently rated as the top performing hospital plan and best ‘value for money’ in the open medical scheme market in South Africa - according the 7th edition of the GTC medical scheme Survey.

Benefits are plan dependent.

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HIGHLY RECOMMENDED GAP COVER and TOP UP
If you do NOT use a scheme-linked provider, you could have in-hospital shortfalls. There are also co-payments for certain in-hospital procedures!
This means your private hospital bill can be significantly SHORTPAID.
Consider this excellent TOP UP and GAP COVER plan to prevent you having to pay these costs!

COMPARE YOUR CURRENT PLAN TO THIS PLAN!

WHICH IS BETTER - MEDICAL SCHEME IN HOSPITAL ONLY PLAN OR AN INSURANCE PLAN?
We only promote Medical Aid plans with hosapital benefits – not Hospital Insurance plans. Here's why....

- A Medical aid hospital only plan offers in hospital cover, without any day-to-day benefits.
- It pays your hospitalisation, irrespective of why you’re in hospital. And most offer unlimited cover - no risky per day amounts that offer little protection.
- An insurance plan gives you cash per day, as per the policy rules. This is unlikely to be enough to meet those costs. 10 days in hospital for a heart attack, can cost upwards of R 150,000.
- It is a cheap way to get protection from high hospital costs, by using a medical plan.
- A hospital insurance plan will never guarantee acceptance in hospital like a medical scheme. They pay you, not the providers, so cannot be used as security, so you have to pay upfront.
- It covers chronic conditions as well and these can be very expensive! Hospital insurance pays nothing outside of hospital admission.
- Medical schemes cannot penalise you with higher premiums if you have a pre-existing condition. Hospital insurances can – and do.
- Both can add waiting periods. A medical scheme's maximum period is 1-year, then you are covered. Hospital insurance can exclude a condition permanently.
- Medical scheme plans are for all ages. Most hospital cash back plans do not cover people over the age of 65 years.

Hospital Insurance plans ARE NOT A MEDICAL AID!

YOU MUST CONSULT THE SCHEME/COMPANY PRODUCT BROCHURES and RULES FOR COMPREHENSIVE BENEFIT DESCRIPTIONS.

helpINVESTIGATE OTHER MEDICAL SCHEMES!

income protectionlife insurance quote peter pyburn brokerpeter pyburnemailpyburn@peterpyburn.co.za



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